Expert payments guidance

Payment solutions for businesses where payments matter

We work with you to set up payment solutions that fit the way your business operates.

Free consultation
  • Payment expertise
  • Verified partners
  • Full support
Our services

Payment solutions we help clients with

We review your payment operations, identify what you need, and connect you with providers that best fit your case.

01

Payment accounts

Carefully selected account options for companies that need stable, reliable banking setups in the EU and UK. We guide you through onboarding and help you choose the structure that suits your operations.

02

Merchant acquiring

A curated approach to acquiring. We match your business profile with providers that understand your model, support your markets, and can scale with your growth.

03

Correspondent banking

We help EMIs, PIs, and licensed financial institutions strengthen their correspondent capabilities. We ensure your payment routes remain scalable and resilient.

04

Virtual IBANs

Virtual IBAN structures for platforms that require individualised accounts, clean reconciliation, or region specific payout flows. Suitable for exchanges, PSPs, online sellers, and any business needing precise, trackable incoming and outgoing transactions.

05

FX and cross border payments

Multi currency accounts, international collections, and global payout rails. Designed for companies that move money across regions and need a stable FX and settlement framework.

06

Other payment solutions

Onramp and offramp for digital assets, card issuing, APMs, open banking, and other niche services. For clients building advanced or modern payment products.

How we work

Building reliable payment setups that work and scale

We help you design a payment setup that fits your risk profile, regions, and growth plans. PSP Circle acts as your payments architect, aligning partners, flows, and compliance into one clear structure.

Communication channels with us are open all the time - via email, phone and messaging apps. 

Specialists in complex cases

Payment Service Providers (PSPs), online platforms, and businesses that do not fit standard bank boxes.

Tailored to your operations

Solutions shaped around how you actually run your business, avoiding generic or preset structures.

Fewer, stronger relationships

Instead of ten weak accounts, we help you build a small set of banks and EMIs that can actually support you.

End to end thinking

From onboarding to daily operations and payment flows, we look at the full picture, not just one aspect.

Our process

From request to go live in 4 steps

Payments are complex, but the process to implement them does not have to be. We follow a simple, clear framework.

01

Initial review and mapping

We review your business, flows, current providers, and goals. Together we define what must change and what needs to stay.

02

Strategy and short list

We design a target setup and create a short list of suitable banks, EMIs, acquirers, or partners for each piece of the puzzle.

03

Introductions and onboarding

We prepare you for onboarding, make warm introductions, and help you position your case to providers.

04

Go live and ongoing support

Once your setup is live, we stay involved, and act as your point of contact with providers to keep everything running smoothly.

Frequently asked questions (FAQ)

What clients do you work with?

Our main clients are Electronic Money Institutions (EMIs), Payment Institutions (PIs), and payment gateways that need reliable routes such as correspondent banking, virtual IBANs, or acquiring. We also support online platforms that require stable payment flows at scale, as well as individual cases that do not fit a single category but need a tailored solution.

Our strongest coverage is in the EU and UK, but we also work with selected partners in international regions depending on your payment goals, business model and risk profile.

In the beginning, we usually ask for payment goals, company details, a clear explanation of your business model and payment flows, and target pricing. More complex cases may require additional documentation so we can position your application properly before speaking with partners.

No. No one can. What we do is match you only with providers that fit your model and prepare your case in a way that makes approval realistic and faster. Based on our experience, we are able to find suitable solutions in around 90 percent of requests.

Timelines depend on your needs and the provider. Simple cases may take one to three weeks. More complex models or high risk sectors can take longer, depending on provider workload, required documentation, and any technical implementation that needs to be completed.

A case is considered higher risk or more complex when it involves factors that providers review more carefully. This can include operating in certain jurisdictions, unclear or layered ownership structures, handling customer funds, or offering financial-related services. It also applies to models that do not fit standard onboarding templates. These cases simply require a more detailed review and the right partner selection.

Yes. We collaborate with selected consultants, agencies, and industry professionals who refer businesses that need payment setups. Our partnership program includes transparent terms, clear tracking, and fair compensation depending on the provider and case type.

We remain involved if needed. We help with provider communication, issues, adjustments to keep your setup running smoothly.

Ready to discuss your payments?

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