This Privacy Policy describes how we collect, use and protect your personal data when you visit or interact with the PSP Circle website at https://pspcircle.com.

By using our website, you agree to this Privacy Policy.

1. Who we are

PSP Circle is operated by MB Elpatis, company code 305224770, registered in Lithuania.
Email: [email protected]

We provide payments consultancy services, including introductions to payment institutions, EMIs, PIs, banks and acquirers.

2. What personal data we collect

We collect:

Data you provide to us

  • Name

  • Company name

  • Email address

  • Website

  • Information you enter into our contact form

  • Any additional information you choose to submit

Data collected automatically

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Cookies (see section 9)

We do not intentionally collect sensitive personal data.

3. Legal basis for processing

We process your personal data based on:

  • Legitimate interest: responding to your enquiries and running our business

  • Performance of a contract: preparing to provide consulting services

  • Consent: when you actively agree to receive communication from us

  • Legal obligation: when required by applicable laws

4. How we use your personal data

We use the information we collect to:

  • Respond to your enquiries

  • Provide consultancy services

  • Review whether you may be eligible for certain payment providers

  • Improve our website and user experience

  • Maintain security and prevent misuse

We do not sell your personal data.

5. Sharing your personal data

We may share your data with:

  • Payment providers, EMIs, PIs, acquirers or banks that may be relevant for your business

  • Service providers who help operate our website (e.g. hosting, email delivery)

We never share data with third parties for their own marketing.

Any sharing of your data occurs only when relevant to your enquiry or required by law.

6. International data transfers

Some service providers may process data outside the EEA.
When this occurs, we ensure appropriate safeguards (GDPR Chapter V), such as:

  • EU Standard Contractual Clauses (SCCs)

  • Adequacy decisions

  • Additional security measures

7. How long we keep your data

We retain your personal data only as long as necessary for:

  • Responding to your enquiry

  • Providing consulting services

  • Legal or regulatory obligations

Typically, this is 12 months unless a longer retention is required.

You may request deletion at any time.

8. Your GDPR rights

You have the right to:

  • Access your personal data

  • Correct inaccurate data

  • Request deletion

  • Object to processing

  • Restrict processing

  • Data portability

  • Withdraw consent at any time

To exercise any of these rights, email [email protected].

9. Cookies

We use cookies to:

  • Improve the performance of our website

  • Understand how visitors use our website

  • Maintain security

  • Remember preferences

You can control or delete cookies through your browser settings.
Some functions may not work correctly without cookies.

10. Security

We use reasonable technical and organisational measures to protect your data.
However, no method of transmission over the Internet is completely secure.

11. Changes to this Privacy Policy

We may update this Privacy Policy from time to time.
Updated versions will be posted on this page.

12. Contact

For any questions about this Privacy Policy or your data, please contact:

MB Elpatis
Email: [email protected]