Banking-as-a-Service (BaaS) providers in Europe

A list of European Payment Service Providers (PSPs) who specialize in Banking-as-a-Service (BaaS) or embedded finance. These companies enable you either to add payments to your current service offering or to launch a white-label payments platform, using the infrastructure of the provider. The products you can then offer include issuing accounts for SEPA and SWIFT payments, sometimes card issuing, acquiring solutions, open banking, and may include other services.

The goal of PSP Circle is to help our visitors make an informed decision when picking a payment provider. Consequently, the list is curated and does not simply involve all companies holding a financial institution licence and offering Banking-as-a-Service. Often, we couldn’t find precise data and used the best estimate to give an indication of the figure. For simplicity, £, $ and € are all considered of equal value.

If you’d like help choosing a provider, contact us for a free consultation.

Date updated: November, 2022