About us
PSP Circle is a payments consultancy for businesses
What we do
PSP Circle is a payments consultancy for businesses, with the focus on working with Payment Service Providers (PSPs) and digital platforms.
Our work is simple. We help you make the right decisions in a market that is often unclear. We review your operations, volumes, jurisdictions, products, and risk exposure, then map out the type of provider that will support you best.
Once the strategy is clear, we identify the right candidates across banks, EMIs, PIs, acquirers, and specialist providers. We rely on the contacts we already know, introduce you to the right people, and open the doors that matter. We explain the reasoning behind each choice, highlight possible obstacles, and prepare you for what every provider will expect.
This turns a complex search into a predictable process and helps you reach a stable solution without wasting time on unsuitable options.
Our support does not end with introductions. We stay involved during the application process, help you prepare the required information, and remain available once the account is live.
Our philosophy
At PSP Circle we work differently than other payment consultants. We begin by understanding your payment setup, what you want to achieve, and under which conditions. Only after that do we speak with providers to see if there is a genuine fit. You define the target conditions at the start and our job is to find partners that match them.
A common concern about using introducers is that it becomes expensive or that the company could do it better in house. In practice, we act as payment consultants, not sellers. We do not push you toward the highest bidder. Instead, we filter the market quickly and give you a clear short list of realistic options at your requested conditions.
We are comfortable walking away from a deal rather than starting a relationship that will not work out long term.
Payments is one of the most complex markets to navigate for anyone who has not worked inside the industry. This is where we bring value. Our founder has spent almost ten years inside fintechs, from the moment these companies began scaling.
This approach works for our clients. In most cases we are able to find suitable solutions that meet a client’s criteria. Our clients include leading fintechs and digital platforms in the UK, Denmark, Malta, Lithuania, Hong Kong and other regions.
A background from within the payments industry
With managing experience inside an EMI and a core banking system, plus a strong network across the payments ecosystem, I understand how providers think and what is needed to get a business approved and supported. PSP Circle applies that insight to every client setup.
Justinas Badaras, CEO and founder